Do you have full insurance coverage on your equipment?
Have you installed a caravan mover on your caravan, considered it in some insurance companies do not optional, It is part of the caravan trade value and is therefore fully insured.
Some insurance looks at the fixed equipment:
Fixed equipment and dismantled equipment, which is devoted exclusively to the cart, is usually covered to the extent, the value of the equipment and the value of the caravan is not greater than the total value, as stated in your insurance policy.
You should therefore make sure your mover is covered by the policy, comprehensive insurance typically include enhancement of up to 10.000 kr., you have a Mover mounted is the amount swiftly used, Also, there may not cover your other fixed equipment.
The insurance can often be expanded up to larger amounts, Thus, all your fixed equipment is covered by your insurance policy – Optional example. be conditioned, Move, Battery or fixed awning just to name a few.
Equipment that is not attached:
Not fixed equipment (equipment that you typically go with in and out of the caravan) covered by your home insurance, remember the caravan to be locked.
Clothes, bags, money, etc.:
Clothes, bags, money m.v covered by your home insurance, remember the caravan to be locked.
Will the insurance cover when connecting the caravan from the car's tow hitch, and using the Mover:
When you disconnect the caravan from the car's tow hitch, and use the mover to rank caravan, it is typically the private insurance to cover a possible. damage.
Insurance covers your equipment in the awning:
Equipment awning is generally covered by your insurance, however, you should be aware of some insurance companies require you lock the awning f.eksk with a small padlock on the zipper when you are not staying at the caravan.
It's not always you can finden this condition in your policy, If you can not finden it in your insurance policy, you should contact your insurance company.
Will the insurance cover winter:
The caravan is covered by your caravan insurance incl. fixed equipment.
Awnings are covered by caravan insurance, However, you must examine the conditions of insurance for your insurance, as some insurance companies do not cover the awnings in winter or only for a limited period (for example, from April to October). Like some insurance companies only cover winter awnings as set out in the winter period.
Running caravans is in most insurance only covered for stays abroad for up to 6 months of the year.
Static caravans are at most insurance covered only in Denmark (except the Faroe Islands and Greenland).
If you disagree with your insurance company about your decision?:
If you disagree with your insurance company about your decision in connection with an injury, it is the replacement size or the insurance company would not cover the damage you can appeal to the Appeals Board for insurance, it costs kr. 200,00 which can quickly pay for itself. Se link hvor du skal klage samt hvordan m.v.Link til Ankenævnet for forsikring, where and how you can complain
See how many complaints have been sent to the various insurance companies:
You can see how many complaints have been sent to the various insurance companies, and how many complaints the customer or the insurer has lost / won. The link below shows the history for House, contents, bil m.m., but you can find other types of insurance in the left menu.
Link til Ankenævnet for forsikring statistik:
Link to the Appeals Board for insurance: